You see articles from time to time in mainstream news sites about how some people retire and live in a foreign country where the cost of living is lower. These articles Continue reading “Considering Living Abroad in Retirement?”
What could be wrong about credit cards?
After all, they allow credit, which has expanded the economy. They allow me to Continue reading “An Ethical Dilemma in Using Credit Cards? Is There Such a Thing?”
With growing numbers of countries and automobile manufacturers saying they will turn their backs on the petroleum-powered internal combustion engine and transition to electric vehicles, Continue reading “Is It Time To Sell Oil Stocks?”
In The Beginning, You Save
While investing is important for one’s future, Continue reading “The Mechanics of Money (Part 3): How I Invest”
This is Part 2 of a series on the nuts and bolts of how I manage my money. In this part, I discuss credit cards. Part 1 covered savings and checking is here
The proper use of credit cards.
The proper use of a credit card is Continue reading “The Mechanics of Money (Part 2): How I Use Credit Cards”
This is Part 1 of a series on the nuts and bolts of how I manage my money. In this first part, I discuss how I use checking and savings accounts.
Normal income gets deposited (hopefully Continue reading “The Mechanics of Money (Part 1): How I Use Checking and Savings Accounts”
Forget everything you learned in Economics Class about the Demand Curve and its brother the Supply Curve. Every time you pull into a gasoline station, you are participating in a market that ranges from inefficient to manipulated.
The first fact to consider is that speculation in the oil markets Continue reading “The Law of Supply and Demand is a Lie”
A dialog. With myself. (From my working days.)
Shouldn’t I care what my boss thinks of me?
That’s his or her problem, not mine. Caring what my boss thinks of me is a waste of time, energy. It just causes unnecessary anxiety, unneeded worry.
What do you mean? You mean that caring what my boss thinks of me is a waste? Continue reading “Do You Care what your Boss Thinks of You? What a Waste of Time!”
This is Part 2 of Required Minimum Distribution Follies. See Part 1 here.
Oh, the Safe Withdrawal Rate dilemma. There’s been a lot of words written about this. Here are some more.
What is the point of the Safe Withdrawal Rate (SWR)?
The whole idea is to figure out how much a retiree can take out of their accounts annually without later Continue reading “Are You Ready? Required Minimum Distribution Follies (Part 2) and The Safe Withdrawal Rate”
This is Part 1 of Minimum Distribution Follies. Part 2 is here.
When you get close to the Required Minimum Distribution age, you need to be ready to know how to calculate what your RMD number is.
The following is my take on all of this. You always should get professional advice. But here goes…
Are you ready for this?
First, you need to know at your birth month. We can assume everyone knows their birth month. The IRS uses Continue reading “Are You Ready? Required Minimum Distribution Follies (Part 1)”